Credit Services
Tradelines
Authorized user tradelines are a credit tool that may affect a credit profile depending on individual circumstances. MERITFORT provides educational information about how tradelines work — we do not guarantee a score increase, approval, or funding outcome.
- Educational overview of authorized user tradelines
- Explanation of how tradelines may factor into a credit profile
- No guaranteed score increase, approval, or funding outcome
- Considered as one of several possible credit factors
What Is a Tradeline
An account that appears on a credit report, including as an authorized user.
Authorized User Status
Being added as an authorized user on an account in good standing.
Potential Factors
Account age, utilization, and payment history may all play a role.
No Guarantees
Individual results vary and are never guaranteed.
Tradelines are provided for educational purposes. MERITFORT does not guarantee a credit score increase, approval, or funding outcome as a result of any tradeline.